Most debt issues can be easily sorted out if you just reach out for help.

For support and advice when it comes to managing your money, visit Debt and money - Citizens Advice (opens in a new window) or click on the tabs at the bottom of this page for debt advice and support in your area.

Click on the tabs below for help and support

Emma Sylvester is a Debt Services Manager at Citizens Advice

Make your money go further

• Maximise your income - you may be entitled to benefits (opens in a new window) you didn't realise you were entitled to.
• Apply for a Warm Home Discount (opens in a new window).
• Use your local foodbanks - they are there to support you. This then frees up money for rent, gas, electric and other essential bills.
• Try to budget your income - break down a monthly income into weekly amounts, use envelopes/jam jars to add money in each week towards larger costs.
• Buy marked down food at the end of the day in supermarkets and batch cook and freeze for days later in the month when money is tight.
• Turn your thermostat down just a few degrees - this saves money when using a meter.
• Consider investing in a heated blanket - easier and cheaper to keep warm for pence instead of pounds.
• On the day you get paid, fill up the car with fuel, top up meters, buy a large food shop and batch cook. Pay any outstanding priorities before paying anything else. If you run out of money then at least you have the important essentials your family needs.